Solutions

Infrastructure for every
license in Nigerian finance.

Banks, fintechs, payment providers, remittance operators and the regulators who supervise them all run on the same Betta rails, configured for their license.

Banks & microfinance banks

Modernise the core
without stopping the bank.

Commercial banks, MFBs and payment service banks move to a real-time ledger in phases, launch products in days and file returns straight from live data.

  • Phased migration with daily dual-ledger reconciliation
  • Templates for every CBN license category
  • NIP, cards, USSD and agent banking on day one
Runs onBetta CoreBetta Pay
Go-live planLagos Digital Bank · Tier 2 MFB
On track
W1W4W8W12W16
Discovery
Product setup
Integrations
Parallel run
Cutover
Week 9 of 16 · 3 products configuredNext: parallel run
Launch checklist · Kudi4 of 5 done
  • Sponsor bank and settlement account connectedDone
  • Accounts API live, tier 1–3 KYCDone
  • Collections via virtual accountsDone
  • Instant loan disbursementsDone
  • Card issuing, Verve debitIn review
From signed contract to first customer in 6 weeks

Fintechs

Launch on licensed
rails in weeks.

Wallets, savings, lending and cards through one set of APIs, with a sponsor bank, KYC and compliance already wired in. You build the product; we run the rails.

  • Banking-as-a-service on Betta Core ledgers
  • Collections, payouts and e-mandates on Betta Pay
  • Sandbox with simulated NIBSS and card networks
Runs onBetta CoreBetta Pay

Payment solution service providers

Serve thousands of
merchants from one stack.

Onboard sub-merchants with KYB, give each a branded checkout and settle every one of them the same day, with your fee taken automatically on every payment.

  • KYB onboarding with CAC and BVN checks built in
  • Per-merchant fee splits and T+0 settlement
  • White-label checkout, POS and payment links
Runs onBetta Pay
Sub-merchants1,284 active · today
Settling T+0
  • MPMama Put KitchensFood & drink · SurulereNGN 1,204,500Settled
  • YGYaba GadgetsElectronics · YabaNGN 860,000Settled
  • IPIkeja PharmacyHealth · IkejaNGN 412,750KYB review
  • OEOwambe EventsEvents · LekkiNGN 2,910,000Settled
Your margin: 0.5% per payment, deducted before settlement
Inbound corridorsIndicative rates · 14:02 WAT
Live
CorridorRatePayout
GBP → NGNUnited Kingdom2,010.40~8 s
USD → NGNUnited States1,532.15~8 s
EUR → NGNEurozone1,664.80~9 s
CAD → NGNCanada1,108.60~12 s
Paid out to any NUBAN or wallet, with CBN IMTO reporting automated

International money transfer operators

Bring money home
in seconds.

Receive inbound remittances, convert at transparent rates and pay out to any Nigerian account or wallet in seconds, with every return to the CBN handled for you.

  • Payouts to every NUBAN and major mobile wallet
  • Name enquiry before funds move, so payouts land first time
  • Stablecoin settlement corridors on Betta Chain, coming soon
Runs onBetta PayBetta Chain · soon

Regulators

Supervise in real time,
not in arrears.

A read-only supervisory portal gives supervisors direct visibility of returns, exposures and incidents across institutions on Betta, with each institution's consent and a full access log.

  • Live returns instead of quarterly snapshots
  • Liquidity and exposure alerts against prudential limits
  • Every access logged and visible to the institution
Request a supervisory briefing
Supervisory portalRead-only · access logged
Reporting42
Returns on time98.6%
Open alerts3
Institution A · MFBLR 42.6%Within limits
Institution B · PSBLR 31.2%Near limit
Institution C · PSSPReturn dueFiled today

Find the right setup for your license.

Tell us your license category and timeline. A solutions architect will map it to Betta within one business day.

Talk to salesRead the docs